Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 - Virginia-Life-Annuities-and-Health-Insurance Exam Questions
QUESTION NO: 1
A health maintenance organization (HMO) must offer emergency health services:
A health maintenance organization (HMO) must offer emergency health services:
Correct Answer: B
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QUESTION NO: 2
The voluntary act of terminating an insurance contract is called:
The voluntary act of terminating an insurance contract is called:
Correct Answer: D
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QUESTION NO: 3
A health insurer must generally pay for all of the following types of claims EXCEPT:
A health insurer must generally pay for all of the following types of claims EXCEPT:
Correct Answer: A
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QUESTION NO: 4
A coordination of benefits provision is included in group health insurance to reduce:
A coordination of benefits provision is included in group health insurance to reduce:
Correct Answer: C
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QUESTION NO: 5
A licensee is NOT required by Virginia law to keep which of the following records?
A licensee is NOT required by Virginia law to keep which of the following records?
Correct Answer: B
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QUESTION NO: 6
Who has the right to change the beneficiary of an AD&D policy with a revocable beneficiary designation?
Who has the right to change the beneficiary of an AD&D policy with a revocable beneficiary designation?
Correct Answer: D
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QUESTION NO: 7
The consideration clause in health insurance usually lists the insured's consideration given for the policy as:
The consideration clause in health insurance usually lists the insured's consideration given for the policy as:
Correct Answer: C
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QUESTION NO: 8
All of the following statements about tax-sheltered annuities (TSAs) are true EXCEPT:
All of the following statements about tax-sheltered annuities (TSAs) are true EXCEPT:
Correct Answer: C
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QUESTION NO: 9
If a patient with a preferred provider plan chooses to use a non-preferred provider, the patient usually can expect:
If a patient with a preferred provider plan chooses to use a non-preferred provider, the patient usually can expect:
Correct Answer: D
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QUESTION NO: 10
The "needs approach" in life insurance is most useful in determining:
The "needs approach" in life insurance is most useful in determining:
Correct Answer: B
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QUESTION NO: 11
During the first two years a life insurance policy is in force, the insurer may contest a policy for all of the following reasons EXCEPT:
During the first two years a life insurance policy is in force, the insurer may contest a policy for all of the following reasons EXCEPT:
Correct Answer: A
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QUESTION NO: 12
Which doctor-ordered services can be performed by individuals without medical training?
Which doctor-ordered services can be performed by individuals without medical training?
Correct Answer: D
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