CII Examination element of M05 Insurance law

QUESTION NO: 1
For this question more than 1 option is correct. You must select all the correct options to gain the mark. What are the characteristics of an express term in reaching or recording an agreement?

A. It may be oral or in writing. B. It must be evidenced in documentary form. C. It will usually override any implied term which conflicts with it. D. It may be implied by conduct.

Correct Answer: A,C

QUESTION NO: 2
A breach of warranty under the general law of contract legally entitles an injured party to

A. avoid the contract from the date of the breach. B. obtain specific performance. C. claim damages. D. avoid the contract ab initio.

Correct Answer: C

QUESTION NO: 3
Adam was bitten by a stray dog in Africa. He washed his wound in a pond and a week later he became very ill with a high temperature. Initially, the local hospital treated him for malaria and later treated him for the fever following the dog bite. Adam died in hospital. What is the proximate cause of his death?

A. The unhygienic washing of the dog bite. B. The delay in seeking medical treatment. C. The original physical injury of the dog bite. D. The delay in obtaining the correct medical treatment.

Correct Answer: C

QUESTION NO: 4
The proximate cause of a loss is best described as the

A. most remote cause of the loss. B. most dominant cause of the loss. C. final peril to cause the loss. D. first peril to cause the loss.

Correct Answer: B

QUESTION NO: 5
For this question more than 1 option is correct. You must select all the correct options to gain the mark. What are the characteristics of a corporation aggregate?

A. It is an organisation with a separate legal existence to its membership. B. It is not treated as a separate legal entity. C. It is a legal person representing one official position. D. It is answerable to its shareholders or members.

Correct Answer: A,D

QUESTION NO: 6
What is the most common for of corporation?

A. Chartered corporation. B. Registered corporation. C. Corporation sole. D. Statutory corporation.

Correct Answer: B

CII Examination element of M05 Insurance law - E05 Exam Questions