Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 - Accident-and-Health-or-Sickness-Producer Exam Questions

QUESTION NO: 1
In HMO coverage, all of the following services must be available 24 hours per day, 7 days per week EXCEPT:

QUESTION NO: 2
All of the following factors may affect premium determination in individual life insurance EXCEPT:

QUESTION NO: 3
An insured's statements on an accident and health insurance application are deemed to be:

QUESTION NO: 4
Which statement describes the most likely federal income tax treatment of death benefits paid to the family of an insured under an accident and health insurance policy?

QUESTION NO: 5
When the employer pays the premium, covered individuals normally receive tax-free benefits under all of the following group health plans EXCEPT:

QUESTION NO: 6
Which one of the following causes of loss typically is EXCLUDED under a disability income insurance policy?

QUESTION NO: 7
An insurance adviser's written contract with the client must include all of the following EXCEPT:

QUESTION NO: 8
The Maryland Insurance Administration is an agency of the:

QUESTION NO: 9
An insurance producer provided several examples to the applicant persuasively demonstrating that the insurance coverage offered under his company's policy was superior to a competitor's product. The insurance producer knew he was misrepresenting or stretching the truth in order to induce the applicant to forfeit her current policy and purchase a similar but inferior insurance policy from him. The insurance producer is involved in which one of the following unfair trade practices?

QUESTION NO: 10
Medical expense insurance typically EXCLUDES coverage for treatment of: